No subscription paywalls.
is FREE
No aggressive advisory cross-sells.
No linking your real bank or brokerage accounts — you enter what you know, encrypted at rest, never sold.
Just a premium, free mathematical sandbox built for the mass-market middle class.
Step away from a single, straight-line growth assumption. Give any income, expense or property source its own start and end age.
Invite anyone you choose into your account. Once they're in, you're both looking at — and editing — the same scenarios.
Set your own growth-rate assumptions for the safer and riskier portions of your accounts, and let the actual split between them shift automatically as you age.
Build as many "what ifs" as you want — buy the house or don't, retire at 62 or 67. Model tradeoffs you can actually see, not just guess at.
Self-directed planners should never have to take a single number on faith
Every year of every scenario breaks down into exactly what came in, what went out, and where it went
Trace all results back to the assumptions that produced them, with rich graphical results to communicate them faster
Advisors will never study your personal data and approach you, because we do not have any
We will never be looking at your personal information, because we cannot read it
Never worry about the security of your private information -- it's encrypted
Charts and GraphsTable Datadifferences The Dashboard |
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Label
Expense Frequency
Recurring
One-time
Expense Timeline
Start Age
End Age
Coupled
Expense Detail
Amount
Frequency
Annual escalation %
Note
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